Detecting Rip-Offs and Scams - Including Medical Insurance
3/25/2017 - Optimized for Firefox 52.0.1
I am not responsible for any errors nor problems
1) Always GOOGLE: review NAME OF COMPANY
I usually omit the quotes on the company name, because some comments.
about the company often use different spelling or abbreviations.
However, you can usually do quite well by quoting the company name.
To find more about scam companies and a less balanced reply to your
search, add the keyword scam in the search (thanks Jenny - this is
way that I used to do the search) and get either:
Always GOOGLE: "NAME OF COMPANY" scam
or
Always GOOGLE: review "NAME OF COMPANY"
2) if possible, GOOGLE the PHONE NUMBER OF COMPANY: google: "9097771234" OMIT THE QUOTES
(this is called "Reverse Number Lookup").
NOTE often the first few sites you get as a response, will try
to SELL you information about the owner of the phone number -
Do NOT pay, just scroll further down the list you will usually
find free reverse-number lookup-sites.
3) Check Better Business Bureau - usually a WASTE OF TIME
the Company you are looking for is seldom on BBB and seldom given a
bad rating - many legit companies are NOT MEMBERS of the BBB.
4) Google their website, if you know it: GOOGLE: "review www.unknownwebsite.com"
5) Check some of the rip-offreporting sites:
http://www.ripoffreport.com/
6) If it is high pressure, must do it today, I WOULD IGNORE THEM (my opinion).
7) If is seems too good to be true, it PROBABLY IS TOO GOOD TO BE TRUE (SCAM)
8) If it is a local company, check with sites like: www.nextdoor.com to see if
anyone has used them and has an opinion.
9) Legitimate banks are usually not going to email you and ask you to call them.
If you do call then, NEVER return their phone call nor use their emailed phone
number. Instead, look in your records or '411' and get their phone number
from a known source (Google often works well).
I would even look up their supposed email address (NOT reply directly to their
email, as it is easy to spoof an email address and make you think you are cor-
responding to some other email address.
10) Check my (David Woodsmall's) other sites:
http://www.woodsmall.com/scams-scam-detection.htm
http://www.woodsmall.com/spam.htm
11) Check Clark Howard's site
http://www.clark.com/scams-rip-offs
12) FBI Scam Warnings
FBI - Internet Crime Complaint Center
FBI - Tech Support Scam
FBI - Business E-mail Compromise: The 3.1 Billion Dollar Scam
FBI - Stolen Identity Refund Fraud
13) SCAM DETECTION SITES
Scam Detector - Home Page
FBI - Common Fraud Schemes
www.ripoffreport.com
How to Detect Fraud and Identity Theft - Ally Bank
REPORT FRAUD - Office of Inspector General - U.S. Department
National Check Fraud Center
For Assistance, Call 843-571-2143 - NOT? a USA Federal company, but seems OK
Business E-mail Compromise: The 3.1 Billion Dollar Scam
File a complaint, regardless of dollar loss, at www.IC3.gov
14) Your local police/sheriff's office may be familiar with the SCAM - check w/them.
15) Consider reporting the attempted scam, or report it if you gave them money.
I have personally received bogus emails from the IRS, threatening jail if I don't pay them TODAY.
I have received bogus Health Insurance emails - Google showed me it was fake (and too good to be true).
Some of these demand that you buy debit cards and mail them in - THIS IS NEVER LEGITIMATE.
You may get a call/email claiming you are overdue on a court payment/fine - pay NOW or JAIL.
I am NOT Responsible for any Errors - Use at your own risk